Heart Care

Heart Care

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2005 10 All My Heart Care Bear Valentine Target Exclusive Bear Nwts XRare
US $139.99
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Vintage Care Bears BRAVE HEART LION 13 Plush 1984 o0
US $14.99
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Care Bears 11 Heart Song Bear Plush Toy Stuffed Animal 2006 EXC COND
US $17.99
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NEW CARE BEARS COUSINS 8 PROUD HEART CAT 20TH ANNIVERSARY EDITION
US $45.00
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Care Bear Cousins Proud Heart Cat Blue EUC
US $19.99
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Care Bears TRUE HEART BEAR 2004 Talking 7 Inch Plush w Tags NEW Rare HTF
US $21.95
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Care Bear Cousins Gentle Heart Lamb 15 Inch
US $2.59
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Vintage Care Bears Cousin PVC Poseable Bright Heart Raccoon w Accessory 80s
US $13.99
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Vintage Care Bears Cousin PVC Poseable Brave Heart Lion w Shield Accessory 1985
US $15.99
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CARE BEARS COUSINS LOTSA HEART ELEPHANT 10 INCH PLUSH 2003
US $9.00
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Care bear 10 baby BASHFUL HEART bear plush rattle soft toy
US $8.00
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CARE BEAR JUMBO 26 TRUE HEART BEAR PLUSH DOLL RARE
US $95.50
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CARE BEAR COUSINS BRAVE HEART LION BEAREUC]2004]6 IN]
US $4.99
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Care Bears Cousins Cute Purple BRIGHT HEART RACCOON Plush Stuffed Animal EUC
US $12.95
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LOT OF 3 LARGE X LARGE CARE BEARS CAREBEARS CHEER LOVE A LOT HOPEFUL HEART
US $19.99
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Plush Care Bear Cousins Playful Heart Monkey Yellow 9 Heart on Tummy
US $3.95
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Rare UK Playful Heart MONKEY Care Bear Vintage NearMINT
US $499.95
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Care Bear Proud Heart Cat UK Vintage
US $425.00
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Care Bear Loyal Heart Dog Vintage UK
US $599.95
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Vintage Care Bears Cousin Gentle Heart Lamb Plush HTF
US $11.99
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What is at the heart of the increasing health care costs in America?

The question asks about increasing health care costs which is unrelated to health insurance and the associated gaming.

Some key factors associated with increasing health care costs:

1. Governmental distortions to the market place via single payer practices by Medicare and Medicaid. These two programs and other like them cause price distortions which greatly benefit those covered by their programs at the expense of those who are not covered.

2. Advance technologies and procedures relatively unavailable elsewhere. Capital outlays for advance expensive medical devices and equipment need to be paid for.

3. Government manipulation of procedures, methods, and best practices. Governments at all levels necessarily impose restrictions and requirements on medical service providers to... "protect the public".

4. Lack of profit initiative in most major medical centers. The vast majority of medical providers are operating in non-profit vehicles. This mmeans that there is no automatic incentive to cut, minimize, or avoid costs. Further, special allotments in rules and taxes for these non-profits allow them to just grow in size without reduction pressures. As long as someone will foot the bill, they will just spend.

5. Lack of price signaling available for the customer (aka the patient). Since the patient is not alerted to the price of a procedure before the procedure is rendered, the patient does not have the option to opt out or select alternative treatments. Further since the patient really doesn't have any ideas about the costs for procedures and because doctors try to right every time due to malpractice suits, more often than not, the doctor orders more analysis and procedures than effectively necessary. This overkill has to be paid for by someone.

6. Finally, moral hazard. As mentioned about since doctors don't pay unless things go wrong and there is lawsuit, they will order excessive procedures to protect themselves. LG

American Health Care Killed My Father (David Goldhill)

 

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